A Very Merry Christmas and a Happy New Year to Everyone!

December 18, 2017

On behalf of myself, Trish & Lisa, I would like extend our warmest wishes to you and yours for a Merry Christmas and a Happy New Year!  As we take time to reflect on the past year we would also like to say thank you to our many wonderful client’s for the continued trust they place in our firm everyday. We look forward to meeting with you and growing our relationship in 2018!  Sincerest regards – Kerry Adams

So What About Retirement?

November 29, 2017

Most people at one time or another have had fleeting thoughts about their retirement. Very few of these people have ever actually sat down and said, “So, what about Retirement?”  By this we mean what is it that you would like to do when you stop working in your full or part-time vocation?

At this point you are probably saying to yourself, “I am going to travel, play golf and do all the things I haven’t had time to do while I was working when I retire.” This may be true for some retirees, but in actual fact if you haven’t done any of these things up until this point, what makes you so sure you’ll want to start doing them the day after you retire?

Planning what you are going to do when you retire could be just as important as planning and saving so that you will be able to retire. Today, when we ask our client’s what age they would you like to retire at, the answer in a lot of cases is fifty-five.  This begs a very important question.  “If you live to be ninety years old, what are you going Read More…


How to protect yourself before buying your home.

October 10, 2017

             Buying real estate is typically one of the soundest and most important financial decisions you will make in your life, but before you erect the white picket fence and plan your house warming party, it is important to do your homework before you buy your dream home. The recent Ontario Superior Court of Justice case of Brown v. Cassidy, 2016 ONSC 5446 serves as a good teaching tool for buyers of real estate. The Browns purchased a bungalow privately from the Cassidys in Forest, Ontario which turned out to contain an extensive amount of mold, water leakage problems and issues with the rear deck totaling more than $85,000 in damages. The Browns sued the Cassidys, but the Court dismissed the case citing the doctrine of caveat emptor otherwise known as “let the buyer beware”.  Let’s look at what went wrong for the Browns and how you can avoid making the same mistakes. Read More…